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By: Jayson Schwarz LLM The cottage in the winter is a different place; snow piled high, the trees bare, the lake frozen over and the cottage an oasis in an ocean of cold. We sit by a roaring fire that dispels the chill and provides a feeling of warmth that reaches to our very core.…
By: Jayson Schwarz LLM These days buying a cottage property is not as simple as it used to be. Apart from all of the different considerations that you would ordinarily have to face there are now a variety of ownership options. What does this mean? Condominium Ownership: We all think of condominiums as high rise…
By: Jayson Schwarz LLM and Allan Church As you look at the family running over the property, you sit back and think hmmm all of these kids and I’m getting older, what to do? One of the options is to create a trust. WHAT IS A TRUST A trust is a relationship among several parties. …
By: Jayson Schwarz LLM Slowly, summer is starting to wind down; the lazy hazy days are changing; the sun sets earlier and rises later. There is a chill in the air in the morning. Fall is coming. A decision has been made and you and your family have decided that cottage life does not match…
By: Jayson Schwarz LLM and Allan Church In this article we’ll talk about some different options as to how to own or hold title to the family cottage. Background For income tax purposes, spouses can transfer property, during their lifetime or upon death, to the other spouse without realizing any gain. In this article we…
By: Jayson Schwarz LLM Right now the cottage is a refuge from the bustle of rush-hour traffic, business and taxes; however, when the time comes to sell it or pass it on to your family, you will have to face the tax consequences of selling (or “disposing of”) it. When selling real property, any increase…
By: Jayson Schwarz and Aaron Grinhaus The alarm clock fails to ring, and you wake up and bolt out of bed straight for the door. You make it into to work just before nine o’clock, gasping. What motivated this exasperating exercise? Was it a fear of being fired or a fear of losing business? In…
By Jayson Schwarz LLM and Allan Church The days are longer, the mercury is rising and many of us have started the Canadian summer ritual of the trekking to the family cottage – that oasis where we can leave the hustle and bustle of the city behind. Many of us without cottages are realising on…
By: Jayson Schwarz LLM I am sitting in my lawn chair on the edge of the lake, my deal closed last week and now I own my own piece of cottage Ontario. The sun is a beautiful golden orb, the fluffy white clouds only serve to show the brilliant blue of the sky. Out on…
By:Jayson Schwarz LLM The sun glistens like a million diamonds on the blue water of the lake. The sky is filled with fluffy clouds and skiers cut a frothy wake in the July sun. Cottage life at its best, but how do we get there without all of the hidden dangers that exist in buying…
By: Jayson Schwarz LLM You have signed a 5 year lease with a new tenant. His credit checked out, he did improvements and all is good. Suddenly, two years go by, and then cheques start to bounce. You try to speak to the tenant, communication breaks down, and you are owed money. Your mortgage…
By Jayson Schwarz LLM The Offer is the blueprint that sets out everything that will happen in the process. It says what you are paying and what you will pay for and truly what you are getting. It is the MOST important document in the process. So make sure you understand exactly what is going…
You have been in an accident or suffered misfortune and have been referred to a lawyer to help you. Many questions and fears swirl through your mind. What will happen? How much will it cost? What do I bring? Your initial meeting with your lawyer is important. It is a time for your lawyer to gather…
Each one of us is dependent on the safety of the products that we use every day. It is impossible for a consumer to anticipate the potential problems with every product that is used. Instead we rely on product manufacturers, wholesalers, distributors and retailers to ensure that all reasonably foreseeable defects are taken care of…
People seek medical assistance to improve their health or to lessen their pain and most of the time healthcare providers work hard to achieve those goals. However, sometimes a doctor or facility fails to provide a patient with a reasonable degree of care and the patient suffers an injury. The effects of medical malpractice can…
According to The Brain Injury Association of Canada, thousands of Canadians suffer brain injuries each year in numbers that are approaching epidemic proportions. Brain injuries often occur when a person is involved in an accident and a head injury is sustained. The effects of a brain injury can be devastating and the assistance of an…
The death of a loved one is always emotional but when you lose a loved one in an accident that occurred because of someone else’s negligence than the loss is even more traumatic. A wrongful death occurs because of the injuries sustained in an accident and not because of old age or illness. When a…
Slip and fall accidents may be caused by the negligence of another person or business and can result in serious injuries to the victim. A fall can result in broken bones, head injuries and other painful and debilitating injuries. In some cases, a slip and fall accident can result in death, particularly if the victim…
Each year approximately 2,500 people die and 200,000 people are injured in Canadian motor vehicle traffic collisions. Victims of car accidents, motorcycle accidents and truck accidents often suffer physical, emotional and financial injuries. Toronto personal injury lawyers represent the injured victims and the survivors of those who were killed in motor vehicle accidents. At your…
By: Jayson Schwarz and Konstantine Chatzidimos Everyone thinks that all you need to do is have money for a retainer and you can hire the lawyer you want . . . Not true!!!! There are many times when clients neglect their own affairs and leave things to the last minute. Sometimes as a lawyer we cannot…