Mortgage Brokers
The Mortgage Broker Today’s article is a little different. I had a chance to discuss mortgage brokers and their role in the system with my good friend Tom Gasparec of…
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Real Estate Agents
You and Your Real Estate Agent By: Jayson Schwarz LLM In today’s marketplace realtors are an often valuable and important part of the process. Today we will explore the mysteries…
The Early Steps in Homebuying
Finding your House and Lawyer In today’s article I will continue the process of providing some of the basic knowledge that you will need in order to go forward to…
Types of Ownership
Common Forms of Ownership Buying a home is the most important financial commitment most of us will make in our lives. Today’s column will deal with the first step to…
Title Insurance HST and Land Transfer Tax
What is Land Transfer Tax and when is it paid? Whenever you purchase Land in the Province of Ontario, you have to pay a tax referred to as Land Transfer…
The Agreement of Purchase and Sale
When you are ready to sign a New Home or a New Condominium Agreement of Purchase and Sale or Offer, here are a sampling of items to look out for:…
The Difference Between Condo and Freehold
What are some of the differences you would find when purchasing a brand new condominium and a brand new freehold home? When you buy a new condominium you have a…
The Resale Offer
When you buy a resale freehold home there are things you need to look at to go in the Agreement of Purchase and Sale or Offer: Dimensions: The Offer lists…
When do I Need a Lawyer and What Does it Cost?
Lately I have had a large number of new buyers come to me after conditional periods in an offer have expired. When I ask why they waited I get one…
Dirty Money, Whose Responsibility is it?
As seen in Toronto Builder By: Lisa Gordon with Jayson Schwarz LLM Home builders make it their business to know what their customers want, be it the latest in materials,…
When New Home Deficiencies can be Deal Breakers A Review of the Law
By: Konstantine Chatzidimos, of Schwarz Law LLP, Toronto. The assistance of Jayson Schwarz, LLM, senior partner thereof, in editing this article is gratefully acknowledged. Introduction Numerous factors come into play…
Auto Insurance: What To Do When Your Car is Damaged
Auto Insurance Claims: What to do if your car is Damaged From windstorms to thieves to bad drivers, there are all sorts of reasons why you might find yourself in…
Do’s and Don’ts of Car Accidents
No one wants to be in a car accident, and it may not be your fault, but the more you drive or ride the higher your chances of being involved…
Buying and Selling a Used Vehicle
You are reading this article because you are interested in either selling your vehicle or buying a used vehicle. In Ontario, there are some requirements you should be aware of,…
What is a s. 85 Rollover and Why do I Need One?
By: Jayson Schwarz LLM People usually start their businesses the simplest and most inexpensive way they can. Quite often this means they trot down to the Ministry and register as…
Do I sell Shares or Assets?
By: Jayson Schwarz LLM`and Konstantine Chaztidimos. When you are about to either buy or sell a business you need to think about whether you are going to buy the shares…
Title Fraud
By: Jayson Schwarz LLM The media seemed to have no shortage of fearsome accounts of real estate fraud involving innocent home and condominium owners during the past year. Generally, real…
What is a Transfer and Partial Discharges and Undertakings
By: Jayson Schwarz LLM First of all I would like to simply explain for those of you unfamiliar with the terms the way the process of real estate title works.…