WHERE THERE IS SMOKE…
Living in a condominium, second-hand smoke can enter your living space in a number of ways, including open windows, patios, and even through building ventilation systems. So what can you…
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The Toronto Land Transfer Tax
The Toronto Land Transfer Tax Anyone looking to get into the Toronto real estate market should be aware of the Toronto Land Transfer Tax (“TLTT”). This TLTT is applicable to…
HST and Land Transfer Tax
Cottage Property, New or Pre Construction Condos, New or Pre Construction Freehold Homes, Resale Homes
By: Jayson Schwarz LLM A number of readers have expressed concern over the documents in the Agreement of Purchase and Sale relating to HST. Today, virtually all builders include GST…
Common Element Fees – What you need to know!!
By: Jayson Schwarz LLM Part of buying a condominium is understanding the fact that you are entering into a legally binding agreement to pay certain monies every month to the…
New Home Purchases and the HST
By: Jayson Schwarz LLM and Lori Simpson Effective July 1, 2010, new home buyers became subject to 13% HST on their purchase agreements. The HST, consisting of a 5% federal…
Buying Our Cottage and Doing it Right – Finding the Right Location
By: Jayson Schwarz LLM Suddenly we notice that there are more mild days; when it snows it only lasts a short while. The groundhog has done his thing and we…
Winter at the Cottage – the Legal Issues
By: Jayson Schwarz LLM The cottage in the winter is a different place; snow piled high, the trees bare, the lake frozen over and the cottage an oasis in an…
What Kind of Cottage am I Buying?
By: Jayson Schwarz LLM These days buying a cottage property is not as simple as it used to be. Apart from all of the different considerations that you would ordinarily…
The Taxman and the Family cottage – Is a Family Trust the Answer
By: Jayson Schwarz LLM and Allan Church As you look at the family running over the property, you sit back and think hmmm all of these kids and I’m getting…
Selling Our Cottage and doing it Right – The Agent
By: Jayson Schwarz LLM Slowly, summer is starting to wind down; the lazy hazy days are changing; the sun sets earlier and rises later. There is a chill in the…
The Taxman and the Family Cottage – Ownership Options
By: Jayson Schwarz LLM and Allan Church In this article we’ll talk about some different options as to how to own or hold title to the family cottage. Background For…
The Taxman and the Family Cottage – Selling, taxes can hurt unless you do it right!
By: Jayson Schwarz LLM Right now the cottage is a refuge from the bustle of rush-hour traffic, business and taxes; however, when the time comes to sell it or pass…
Buying Our cottage And Doing It Right – The Tax Series – Plan Now to Save Later
By Jayson Schwarz LLM and Allan Church The days are longer, the mercury is rising and many of us have started the Canadian summer ritual of the trekking to the…
Buying Our Cottage and Doing It Right – Buildings and Waste
By: Jayson Schwarz LLM I am sitting in my lawn chair on the edge of the lake, my deal closed last week and now I own my own piece of…
Buying Our Cottage and Doing it Right – The Survey
By:Jayson Schwarz LLM The sun glistens like a million diamonds on the blue water of the lake. The sky is filled with fluffy clouds and skiers cut a frothy wake…
The Law of Good Faith . . . or lack thereof
By: Jayson Schwarz LLM The Supreme Court of Canada said that good faith is not a requirement by either side in the negotiation of a contract. They went on to…
The Mortgage Broker
By: Jayson Schwarz LLM Today’s article is a little different I want to discuss mortgage brokers and their role in the home purchase process. Who is and why use a…
How Does It Work On Closing
Cottage Property, New or Pre Construction Condos, New or Pre Construction Freehold Homes, Resale Homes
By: Jayson Schwarz LLM Lawyers have a tendency to forget that people do not know what to expect as they move closer to their closing so I hope this helps.…
The Resale Offer
By Jayson Schwarz LLM When you buy a resale freehold home there are things you need to look at to go in the agreement of purchase and sale or offer:…
Condominium Common Element Fees
By: Jayson Schwarz LLM Part of buying a resale condominium is understanding the fact that you are entering into a legally binding agreement to pay certain monies every month to…