Buying Someone Else’s Disaster
By: Jayson Schwarz LLM I cannot count the number of times people have asked me if I know how they can buy foreclosure property or power of sale deals. “You…
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Why I Need Title Insurance
By: Jayson Schwarz LLM In order to explain title insurance the best way may be to tell a story. Once upon a time Shaun and Molly purchased a beautiful…
Finding Your House and Your Lawyer
Cottage Property, New or Pre Construction Condos, New or Pre Construction Freehold Homes, Resale Homes
By: Jayson Schwarz In this article I will try to provide some of the basic knowledge that you will need in order to go forward to put in an offer…
You and Your Agent
By Jayson Schwarz LLM So you have decided to sell your home. While there is no legal requirement that a real estate agent be involved in an agreement of purchase…
By-Laws and You
By: Jayson Schwarz LLM Cities pass by-laws for all kinds of things and to achieve all kinds of purposes. A by-law is a law passed by a municipality to create…
The Pre-Listing Home Inspection
By Jayson Schwarz And: Glenn Gogal of the Ontario Association of Home Inspectors (OAHI) Education Committee Why there is a need to have home inspections done before listing your home…
The City and You
BY-LAWS, PLANNING, COMMITTEE OF ADJUSTMENTS By: Jayson Schwarz LLM Your local municipality is one of the major influences that affects your present or future home. A by-law is a law…
Buying the Home: Step by Step
By: Jayson Schwarz LLM Buying a home is the most important purchase most people make in their lives. Research the area you want to live; research what is around, check…
What the Heck is Title Insurance?
Cottage Property, New or Pre Construction Condos, New or Pre Construction Freehold Homes, Resale Homes
By: Jayson Schwarz LLM Title insurance is provides comprehensive insurance coverage for the certain of the title-related risks associated with home buying. Risks such as zoning issues, claims of mental…
Not Every Lawyer is a Real Estate Lawyer
Cottage Property, New or Pre Construction Condos, New or Pre Construction Freehold Homes, Resale Homes
By: Jayson Schwarz LLM I participated as a guest speaker at a first time homebuyers seminar presented by Tarion (For those of you that either do not know, Tarion is…
Construction Liens: A Primer
Commercial Real Estate, General Information, General, Personal Injury and Vehicle Litigation, Resale Homes
By: Jayson Schwarz LLM and Konstantine Chatzidimos If you construct or renovate a property you should know about construction liens and how they can affect real estate. A lien is,…
How to Work with Your Lawyer
By:Jayson Schwarz This is so complicated I hope he helps The new condominium agreement of purchase and sale (the “Offer”) is an intimidating document that requires the expertise of an…
The Condo Docs: Bylaws, Ins., Man. Agr., Rules, Status Certif.
By: Jayson Schwarz LLM What follows is a quick overview of the balance of the condominium documents contained in the disclosure material. I hope it gives you enough guidance to…
Mortgage Caps and When I need a Lawyer
By: Jayson Schwarz LLM In this article I thought I would start by answering a question posed by one of our readers. The question relates to the issue of mortgages…
Financing and The Hidden Tricks
By: Jayson Schwarz LLM I cannot believe how certain builders (“Vendors”) are trying to take advantage of new homebuyers on the issue of mortgages. There is an attempt to squeeze…
Final Inspection
By Jayson Schwarz LLM Today we are going to address a small but incredibly important part of the process of buying that new home, the “Pre Closing or Pre Delivery…
How to Buy a Condominium
By: Jayson Schwarz LLM This may be my shortest article yet. This is my version of the answers to a lot of questions on HOW TO . . . The…
Condominium Documents – The Big Book
By: Jayson Schwarz LLM When you finally make that offer, on paper, for that beautiful new condominium, the sales agent will hand you either a book, often bound, or a…
Can I Refuse to Close my Newly Constructed Home?
By: Jayson Schwarz As the Purchaser of a brand new home pre-construction you have the opportunity in most cases to choose the elevation, the lot and the various specifications and …
What Your Lawyer Does and What it should Cost
By: Jayson Schwarz LLM As a first time homebuyer hiring a lawyer for your real estate deal is probably the first time most of you will have had contact with…